Balance Money



The following disclosures are required by The Electronic Signatures in Global and National Commerce Act (E-Sign Act). By providing your electronic signature, you are agreeing to the Electronic Communications Agreement (“E-Sign Act Agreement”). Under this E-Sign Act Agreement, you agree that Balance Money and/or Community Federal Savings Bank, may provide agreements and disclosures related to your Balance Money Visa card or card account (the “Account”) and all related services to you electronically via mobile application, via email, or on our website instead of receiving in paper form. This includes any agreements, privacy policies and notices, error resolution notices, disclosures, statements, schedule of fees, inquiries or notices, and any other communication related to any account, product or service.




You agree that we may provide all communications to you in electronic form via our mobile application, via e-mail or posting them to our website at It is your responsibility to check our website for any updates and you agree that any electronic communications will be deemed received by you when sent by any means set forth above unless otherwise required by law.


Withdrawal of Consent


You may withdraw your consent at any time to receive electronic communications from the E-Sign Act Agreement by contacting us at The withdrawal of your consent may result in the immediate closing of your Account and all related products and services. We will mail you a check with any remaining funds to the address listed on your account.


System Requirements


In order to access, view, and retain the information received electronically referenced above, you must have the following:


  • A mobile device or a personal computer
  • Any of the following operating systems: iOS 14 or higher, Android 10 or higher, Windows 7 or higher, macOS 10.15 or higher
  • Internet Access through your wireless carrier or Internet Service Provider (ISP)
  • A secure Web Browser that supports 128-bit encryption supported by your operating system
  • Software that accurately displays Portable Document Format (pdf) files.
  • Sufficient storage capability for accessing and storing data


If any of these requirements are change, we will update this document accordingly and notify you.


The App is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the App.